when we started the Lighthouse program, we signed an agreement that said something like 'if you use the lighthouse program you agree to use us for your VA loan'- so now that we are very unhappy with the program, are we still bound to use them for a VA loan? I have read so many negative comments about Veterans United since I started myFICO message boards yesterday and this is very concerning for me.

we are VERY unhappy with the service (or lack of service) we've gotten there and think it would just be better to handle our credit on our own because all she's done is give advice that caused it to fall. We were supposed to at least be under contract and moving forward by now because we need to move to a different city for my husband's job in August but now she says it will take several more months. this is what they told us not to touch when we began. and now that our credit score fell she says 'maybe you should pay down that medical debt'. We did find a card that approved us but then also saw another drop on our score.Īnytime we call to try and get direction or answers to questions, she gives us conflicting advice. and we were rejected and lost points on our credit score.

the lady suggested Wells Fargo for the card. When contacting them, we had planned on paying off some delinquent medical debt to help our score but they said not to touch it that all we needed to do is open one credit card account and that would probably do it for us.

We started on the Veterans United Lighthouse program at the end of May, at that time, we had two of our three credit scores over the 600 mark and were told we only needed to gain 19 points on our credit score to be preapproved for a loan.

Va lighthouse program reviews